WHAT COULD HAPPEN? WHY TRIP INSURANCE IS SO IMPORTANT?
Why are travel insurance and travel assistance services so important? Unforeseen circumstances can force travelers to cancel or postpone their trip and risk losing payments they've made. Below are true stories from actual travelers. Take a minute and read about what could have happened to their vacation investment if they had not purchased trip insurance.
Little one gets sick
A client's 3-year-old daughter developed an ear infection two days before the vacation was to begin. The client had to cancel the trip, but they were in a 100% penalty period with the cruise line, and stood to lose their money. Their entire claim was paid using trip insurance.
Mr. and Mrs. J. live in the Midwest, and their home sustained massive damage due to severe flooding. They cancelled their trip in order to take care of the damage to their house. Their entire claim was covered. (Similarly, Access America has also had clients who had to cancel due to damage from earthquakes, fires and hurricanes.)
Sickness or Injury before Trip
Tom planned a ski trip to Aspen several months in advance. Three weeks before his Aspen trip, he broke his leg at a local ski area. If not for travel insurance, he would have lost his entire trip investment.
Family Emergency back home
On the second day of their 14-day cruise to Europe, Mr. and Mrs. C. and their children received an emergency message that Mr. C.'s mother was critically ill. The family contacted the 24-Hour Emergency Hotline for assistance in making return travel arrangements. The Trip Insurance company assisted them in arranging air tickets to return home. (Their original tickets were highly restrictive and the dates could not be changed.) Because they missed most of their trip, the Trip Interruption clause covered most of their out of pocket expenses and plus the value of the unused trip components.
A couple from Seattle was on an Alaskan cruise when one of them developed a serious medical condition that required emergency transportation to the nearest land-based hospital. The Trip Insurance provider determined that the nearest hospital was inadequate for the patient and flew him to a hospital in Seattle. Insurance covered the cost of the evacuation and also paid all related expenses incurred for getting the client to the nearest adequate medical facility and then transporting him to a hospital near his home, as well as the unused segment of the client's trip.
Terms and Conditions: All fares are in U.S. dollars, cruise-only (unless otherwise specified), for new bookings only, per guest, double occupancy, and subject to availability. Fares may vary by sailing date, are capacity controlled (not applicable to groups) and subject to change without prior notice. Port charges are included; however Government Taxes & Fees are an additional charge to be determined at the time of booking. Cruise Lines reserve the right to charge a fuel supplement without prior notice even if the cruise fare has been paid in full. WMPH Vacations will at all times pass this additional cost to our Clients. WMPH Vacations, its subsidiaries and partners are not responsible for last minute changes to price or itinerary by the Cruise line, or any errors or omissions in the content of this ad. Additional restrictions and penalties may apply.
Airfare, when advertised (inclusive or otherwise), is subject to availability at all times. WMPH Vacations reserves the right to select air carrier and routing at all times; multiple connections may apply. Full payment for airfare is due and payable at time of cruise deposit/payment and is non-refundable. Air schedules are released approximately 14-business days after final payment for entire booking has been received and processed.
Cruise Combo® offers are available on a first come first served basis and can sell out at any time. This is a special promotional rate and it cannot be booked online. You must call and speak with a live agent or submit a quote request to take advantage of this rate. Additional discounts may be available for groups of eight or more cabins. Visa, MasterCard, Discover and America Express are accepted. WMPH Vacations charges a $20 Processing Fee on all of our exclusive Cruise Combo land and cruise packages. Final payment is due 90 days prior to travel. Cancellation penalties applicable to your package may vary from the Cruise Line's penalties. Contact WMPH Vacations for specifics.